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Snappy Bad Credit Loans is one of the leading online auto loans companies in the USA. We offer bad credit auto loans to people who have bad credit, low credit rating or no credit.
If you have been turned down for financing in the past, chances are that we can get you a lender who will finance you. We are based in the US and have processed over 100,000 bad credit car loans since we began operations.

Do You Have Bad Credit?
The term “bad credit” refers to having low or poor scores such that lenders cannot finance you. There are many situations that can lead to you having bad credit. For example, you might lose your job and in the process be unable to pay back your bills. When this happens, your credit score can go down past the recommended average of 630.
Other situations that can make a lender reject your application for car loans for people with bad credit include:

  • If you have had a repossession within the past one year
  • If you have never taken credit before
  • If you have limited income or do not hold a steady job
  • If you have been declared bankrupt by a court of law

If any of the above apply to you or your credit score is less than 620, most lenders will not accept to offer you bad credit loans. However, by signing up with us, you are almost guaranteed to get financing from our network of lenders.
We understand that having bad or poor credit is not easy. Moreover, you may find yourself in a bad credit situation through no fault of your own. Over the years, we have formed relationships with different lenders who offer financing to people like you.
When you submit your information on our online form, we will match you with a number of lenders who can finance you despite your bad credit.

How We Can Help You

Over the years, we have helped thousands of Americans with bad credit get new car loans online. Our lenders cater to almost every type of borrower. If you have been denied financing in the past, apply with us and take advantage of our wide network of lenders who offer auto loans for people with bad credit.
We connect car buyers with poor credit with lenders who offer non-threatening bad credit new or used car loans. Our partner lenders give you a second chance at financing and approve applications fast.

We carefully evaluate and carry out a background check on all our partners to ensure that our customers get only the best companies in the US. Our lenders have high ratings in the industry and this is one of the reasons that have made us the preferred and trusted bad credit online bad credit auto loans company in the US.
There is a lender for you regardless of the type of credit profile that you have. Whether you have good, fair or bad credit, we will help you get financing. We also help borrowers who have no money down and those with no previous repayment history for financing.
Our customers come from diverse backgrounds. We have helped customers with multiple repossessions, multiple bankruptcies, delinquencies on current payments, those with a history of writing bad checks, and those with repossessions of less than one year.

Own a Car With Bad Credit

Getting financing with bad credit is not as difficult as you may think. If you have been turned down for financing from other lenders in the past, you are at the right place. Sometimes, it is just about knowing where to apply to be guaranteed financing.
We have simplified the process of finding a bad credit loan lender. Simply fill the form on our website and submit. When we receive your application, we will review the information you have provided and connect you to lenders who are eager to finance you.
You do not have to accept financing from the lenders that we will connect you with. We advise you to go through the bad credit auto loans offer that you will be presented with and compare them. All the lenders that we work with are credible and can finance you even if you have poor credit.

Requirements for a Applying for a Bad Credit Loan
Most of the lenders in our network have a number of requirements for applying for loans. The general requirements are:

  • You should be getting a gross income of at least $1500 per month if your credit score is less than 620.
  • You must be a resident of the US and be over 18 years
  • The loan should be used to buy a car at one of the authorized dealers working with the lender

You can apply to buy either used or new cars from our lenders. The application process is easy; simply provide your details on our application form and we will match you to lenders that are likely to finance you. By filling the form, you are not obligated to take a loan from any of the lenders.

Get A Car Loan With Bad Credit Today